12.27.2008

Fat, Carbohydrates and Booze

Chronicles: A Magazine of American Culture, a paleo-Conservative magazine (essentially Klansmen with Bachelors degrees), has an article this week about the obese. After the usual statistics about obesity in America, the article goes on to attack health insurance as we know it.

Their big complaint is that health insurance subscribers are not given higher premiums based on lifestyle decisions. You know - fat, carbohydrates and booze.

Now that we are breathing on the possibility of universal health insurance, would it be so awful to charge more to the people who will cost the system more by virtue of their choices? No.

This article attacks the political correctness of not penalizing people for being fat, lazy alcoholics. I guess the readership of Chronicles is all fit and non-smoking in their moral superiority.

But - they have a point. The health-conscious among us should not pay higher premiums than others who eat like there's no tomorrow. It is actually basic common sense. The worst drivers pay higher insurance premiums than good drivers. Bad eaters should pay higher health insurance premiums than good eaters. It just makes sense.

No comments: